Bank transfer and A2A · EEA and CEE
Accept SEPA Direct Debit payments
Mandate-based euro collections; the payer can return a debit for eight weeks, so it suits repeat billing more than one-off sales.
The facts
How SEPA Direct Debit behaves on the rail.
- Flow
- Mandate
- Direction
- Pull — you request the funds
- Settlement
- T+2 to T+5 after collection
- Refunds
- Full and partial
- Recurring
- Supported
- Currencies
- EUR
- Regions
- EEA and CEE
In code
One request, this method.
Set payment_method.type to "sepa_debit" and the same payment object, events and portal apply.
curl https://cleared-pay.com/api/v1/payments \
-H "Authorization: Bearer cp_sk_test_..." -H "Content-Type: application/json" \
-H "Idempotency-Key: 6d2e4a1c-8f7b-4a9d-b3c5-2e1f0a9b8c7d" \
-d '{"amount":2000,"currency":"eur","reference":"ORDER-10432","payment_method":{"type":"sepa_debit"},"return_url":"https://merchant.example/return"}'
# → 201 with "status": "processing" # settles asynchronously; you receive payment.capturedRelated
More in bank transfer and a2a.
Industries
Where SEPA Direct Debit matters.
Talk to us about enabling SEPA Direct Debit.
Tell us the markets, volumes and currencies, and we will say what we can do and when.