Card acquiring
Visa, Mastercard and the local schemes that matter, with authorization routing built to say yes more often.
Direct acquiring across the EEA with routing rules per method, currency and country, 3-D Secure 2 with exemption handling, and every response code explained in the portal.
What it does
- 01
Routing rules by method, currency, country and amount, ordered by priority; a new acquirer is a routing-table row, not a re-integration.
- 02
3-D Secure 2.2 with TRA, low-value and MIT exemptions applied where the issuer allows, so authentication is a tool, not a tax on conversion.
- 03
Every decline carries the network code, whether it is soft or hard, and a plain sentence — so your team knows whether to retry.
In practice
Authorise now, capture when you ship.
Manual capture holds the authorisation for up to seven days; a partial capture keeps the payment captured and releases the rest.
# Create with capture_method "manual"
curl https://cleared-pay.com/api/v1/payments -H "Authorization: Bearer cp_sk_test_..." \
-H "Content-Type: application/json" \
-H "Idempotency-Key: 8b1f0d3a-2c4e-4f6a-9b8c-0d1e2f3a4b5c" \
-d '{"amount":10000,"currency":"eur","reference":"ORDER-10440","capture_method":"manual","payment_method":{"type":"card","token":"tok_..."}}'
# Later: capture 6,000 of the 10,000; the remaining authorisation is released
curl https://cleared-pay.com/api/v1/payments/pay_.../captures -H "Authorization: Bearer cp_sk_test_..." \
-H "Content-Type: application/json" \
-d '{"amount":6000}'Payment methods
Methods this product carries.
Tell us what you're building. We'll tell you what we can do.
A short form, a real underwriter, and a clear answer on methods, pricing and timing.