Bank transfer and A2A · UK
Accept UK Faster Payments and Open Banking payments
The payer approves the payment in their own banking app; funds settle within seconds over Faster Payments.
The facts
How UK Faster Payments and Open Banking behaves on the rail.
- Flow
- App switch
- Direction
- Push — the customer sends the funds
- Settlement
- seconds
- Refunds
- Full and partial
- Recurring
- Not supported
- Currencies
- GBP
- Regions
- UK
In code
One request, this method.
Set payment_method.type to "open_banking" and the same payment object, events and portal apply.
curl https://cleared-pay.com/api/v1/payments \
-H "Authorization: Bearer cp_sk_test_..." -H "Content-Type: application/json" \
-H "Idempotency-Key: 6d2e4a1c-8f7b-4a9d-b3c5-2e1f0a9b8c7d" \
-d '{"amount":2000,"currency":"gbp","reference":"ORDER-10432","payment_method":{"type":"open_banking"},"return_url":"https://merchant.example/return"}'
# → 201 with "status": "processing" # settles asynchronously; you receive payment.capturedRelated
More in bank transfer and a2a.
Industries
Where UK Faster Payments and Open Banking matters.
Talk to us about enabling UK Faster Payments and Open Banking.
Tell us the markets, volumes and currencies, and we will say what we can do and when.