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Sandbox open: magic test cards, hosted checkout and signed webhooks · 55 payment methods in the catalogue, cards to crypto · Built and hosted in the EEA · Read the API reference at /developers

Sandbox open: magic test cards, hosted checkout and signed webhooks

BNPL · EEA and CEE, UK, Global

Accept Klarna payments

Pay now, pay later or in instalments; Klarna settles you in full and carries the credit risk.

The facts

How Klarna behaves on the rail.

Flow
Redirect
Direction
Pull — you request the funds
Settlement
T+1 to T+3
Refunds
Full and partial
Recurring
Not supported
Currencies
EUR, GBP, SEK, USD
Regions
EEA and CEE, UK, Global

In code

One request, this method.

Set payment_method.type to "klarna" and the same payment object, events and portal apply.

curl https://cleared-pay.com/api/v1/payments \
  -H "Authorization: Bearer cp_sk_test_..." -H "Content-Type: application/json" \
  -H "Idempotency-Key: 6d2e4a1c-8f7b-4a9d-b3c5-2e1f0a9b8c7d" \
  -d '{"amount":2000,"currency":"eur","reference":"ORDER-10432","payment_method":{"type":"klarna"},"return_url":"https://merchant.example/return"}'

# → 201 with "status": "requires_action"  # send the customer to next_action.redirect.url

Talk to us about enabling Klarna.

Tell us the markets, volumes and currencies, and we will say what we can do and when.