Digital goods and subscriptions
Recurring billing that keeps working when the card changes.
Stored credentials with network tokens, correctly flagged merchant-initiated transactions, and dispute tooling for a business where the product ships instantly and the chargeback arrives later.
The three payment problems
What Digital goods and subscriptions actually struggles with.
- 01
Cards expire and get reissued; without network tokens a share of your subscribers churns every month for no reason.
- 02
Digital delivery means friendly-fraud disputes; evidence has to be ready before the deadline, not assembled after.
- 03
Trials, upgrades and proration produce edge cases that a payments provider either models or leaves to you.
Matched capabilities
What answers each of them.
- ProductRecurring billingStored credentials, network tokens and mandates for subscriptions and instalments.
- ProductCard acquiringVisa, Mastercard and the local schemes that matter, with authorization routing built to say yes more often.
- ProductChargeback managementEvery dispute with its deadline, its evidence and its outcome in one place.
- ProductFraud and riskVelocity rules, BIN and device lists, and a manual review queue — tuned per merchant, not per industry stereotype.
Payment methods
The methods Digital goods and subscriptions customers reach for.
Operational notes
How it runs day to day.
- Recurring billing is available on request while the subscriptions API is in development; stored credentials and MIT flags ship in v1.
- Delivery evidence attached to the payment at capture, so a dispute response starts from the record, not from a search.
To quote
What we need from you.
Five answers are enough for a real quote on methods, pricing and timing. The form takes about four minutes.
- Monthly recurring volume and subscriber count
- Billing intervals and trial structure
- Chargeback ratio
- Countries and currencies
- Current billing system
Tell us what you're building. We'll tell you what we can do.
A short form, a real underwriter, and a clear answer on methods, pricing and timing.