Bank transfer and A2A · EEA and CEE

Accept SEPA Instant payments

Euro transfers settled in seconds, around the clock, for deposits and payouts.

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The facts

How SEPA Instant behaves on the rail.

Flow: Redirect
Direction: Push — the customer sends the funds
Settlement: seconds
Refunds: Full and partial
Recurring: Not supported
Currencies: EUR
Regions: EEA and CEE

In code

One request, this method.

Set payment_method.type to "sepa_credit" and the same payment object, events and portal apply.

curl https://cleared-pay.com/api/v1/payments \
  -H "Authorization: Bearer cp_sk_test_..." -H "Content-Type: application/json" \
  -H "Idempotency-Key: 6d2e4a1c-8f7b-4a9d-b3c5-2e1f0a9b8c7d" \
  -d '{"amount":2000,"currency":"eur","reference":"ORDER-10432","payment_method":{"type":"sepa_credit"},"return_url":"https://merchant.example/return"}'

# → 201 with "status": "processing"  # settles asynchronously; you receive payment.captured

Where SEPA Instant matters.

Talk to us about enabling SEPA Instant.

Tell us the markets, volumes and currencies, and we will say what we can do and when.

Talk to us See all methods

Accept SEPA Instant payments

How SEPA Instant behaves on the rail.

One request, this method.

More in bank transfer and a2a.

Where SEPA Instant matters.

Talk to us about enabling SEPA Instant.