Bank transfer and A2A · EEA and CEE
Accept SEPA Credit Transfer payments
The payer sends a euro transfer to a reference; funds are matched on arrival, usually the next business day.
The facts
How SEPA Credit Transfer behaves on the rail.
- Flow
- Redirect
- Direction
- Push — the customer sends the funds
- Settlement
- T+1 after receipt
- Refunds
- Full and partial
- Recurring
- Not supported
- Currencies
- EUR
- Regions
- EEA and CEE
In code
One request, this method.
Set payment_method.type to "sepa_credit" and the same payment object, events and portal apply.
curl https://cleared-pay.com/api/v1/payments \
-H "Authorization: Bearer cp_sk_test_..." -H "Content-Type: application/json" \
-H "Idempotency-Key: 6d2e4a1c-8f7b-4a9d-b3c5-2e1f0a9b8c7d" \
-d '{"amount":2000,"currency":"eur","reference":"ORDER-10432","payment_method":{"type":"sepa_credit"},"return_url":"https://merchant.example/return"}'
# → 201 with "status": "processing" # settles asynchronously; you receive payment.capturedRelated
More in bank transfer and a2a.
Industries
Where SEPA Credit Transfer matters.
Talk to us about enabling SEPA Credit Transfer.
Tell us the markets, volumes and currencies, and we will say what we can do and when.