6 min read
3-D Secure 2, explained
What 3-D Secure 2 does, when SCA applies, which exemptions exist, and what each means for your approval rate.
- payments
- explainer
- 3-D Secure
Resources
Payments, explained plainly
Working notes on the parts of payments that cost merchants money when they are misunderstood: authentication, disputes, reserves and fees.
6 min read
Chargeback or refund: what the difference costs you
A refund is a decision you make; a chargeback is a decision made for you. The fees, the ratios and the timelines that follow from that.
- payments
- explainer
- disputes
6 min read
What a rolling reserve actually is
A percentage of each settlement, held for a window, released as it ages out. The mechanics, the reasons, and what you should ask for.
- payments
- explainer
- settlement
Tell us what you're building. We'll tell you what we can do.
A short form, a real underwriter, and a clear answer on methods, pricing and timing.